Compare offers

Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH
Two staff checking stock in a packaging warehouse: the running costs between invoices.

Working capital

What it is, and when it suits

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

Worth knowing

What this option gives you

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • For any genuine business purpose
  • No out-of-pocket fees

The application

Start your comparison

About two minutes: the amount, who to send your offers to, and a few questions about the business. No application fee, and nothing is agreed until you choose an offer.

The application is the way in, and it takes about two minutes.

The six

All six, with this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Business Cash Advance

Quick and efficient access to capital.

Funding amount
$5K – $500K
Factor rate
10% – 35%